APA Style

Liuson, A, I., Darwin, L, M. (1996). The debt-free lifestyle : ten principles that can revolutionize your life . Makati City, Philippines: Cross Over Books.

MLA Style

Liuson, Andrew, I.., Darwin, Leah, M.. "The debt-free lifestyle : ten principles that can revolutionize your life". Makati City, Philippines: Cross Over Books, 1996. Books.